"To leave satisfied you must arrive prepared."

Consider this your home buyer’s toolkit. Open it up, take a look around, and if you like, start equipping yourself with the tools necessary to make your best purchase. In most businesses, knowledge equals power, and real estate is certainly no exception.

I hope you enjoy the free reports I’ve provided, and I hope you learn a little more about what it takes to make your important purchase a great one. Use the calculator below to begin to get an idea of what you can afford. The whole purpose of my site is to help assist you in the home buying process.

The real estate market in Summerville, SC is certainly volatile, and all of the information about buying a home can be overwhelming. From searching for that perfect place all the way to the closing table, I can help you.

When you're ready to act, contact me.

I listen to your needs!
I fight on behalf of my buyers.
I negotiate the absolute best price.
I protect you.
I simplify your transaction for you as much as possible.

I look forward to working with you.

Thanks for looking around my site,
Maria

Home Buyer Reports

	Be sure not to pay too much for your home! Whether you are buying your first home, or your fifth, the process of buying a home is a detailed, time-consuming venture... Read More
	Ensure A Smooth Home Purchase Buying a home can be an emotional, time-consuming, and complex process... Read More
	Avoid the Most Common Buying Errors Shopping for a new home is an emotional experience. It’s also time consuming and comes with a myriad of details... Read More
	Things To Keep In Mind When Buying Your First Home Many renters are starting to think about purchasing a home of their own. Several factors should be considered when purchasing a home... Read More

Calculators

Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying. Keep in mind this is an estimate in it's most basic form. Credit scores, debt to income ratio, down payment amount and many other factors determine what you can truly afford. For the most accurate information, contact your local lender or mortgage broker. Most will speak to you with no obligation.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required


Term In Years:

Interest Rate:		%

Cost of Home:	$

Down Payment:	$

Annual Insurance:	$
Estimate Insurance to 0.43%of Cost

Annual Property Tax:	$
Estimate Tax to 1.2%of Cost

Monthly Income:	$

Monthly Debt:	$

Optional

Gross Debt Service Ratio (GDS):
Total Debt Service Ratio (TDS):
Condos Fees:	$

Results

Receive this Detailed Analysis

Mortgage

Qualification

Affordability

Rent vs Buy

Your Monthly Payments

Loan Amount:
Loan Insurance ( %):
Total Loan(Mortgage) Amount:

Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:

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